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Get the Most from Your Next Move

5 star rating

"We have now sold and bought our second home through Josh and his team and yet again…. AMAZING! We HIGHLY recommend Josh."

- Alexandria M.

5 star rating

"I needed a cash-out refinance. Josh was easy to work with, super responsive, and made the whole loan process way less stressful than I expected."

- Matthew B.

5 star rating

"Our house sold in 3 1/2 weeks, and Josh made it so easy for us. He is professional, knows the market, and employs a great team!"

- Laura S.

5 star rating

"I spoke with 3 different brokers before choosing Josh. Not only did he find me the best rates, but he was so easy and, dare I say, fun to work with!"

- Erin G.

5 star rating
"We have now sold and bought our second home through Josh and his team and yet again…. AMAZING! We HIGHLY recommend Josh."
- Alexandria M.
5 star rating
"I needed a cash-out refinance. Josh was easy to work with, super responsive, and made the whole loan process way less stressful than I expected."
- Matthew B.
5 star rating
"Our house sold in 3 1/2 weeks, and Josh made it so easy for us. He is professional, knows the market, and employs a great team!"
- Laura S.
5 star rating
"I spoke with 3 different brokers before choosing Josh. Not only did he find me the best rates, but he was so easy and, dare I say, fun to work with!"
- Erin G.

What Should You Ask Lenders to Find Your Ideal Mortgage?


  • What Should You Ask Lenders to Find Your Ideal Mortgage?

    Not all mortgages are the same, and the right one depends on your needs. These key questions will help you find the ideal loan.

How Do Mortgages Work for First-Time Homebuyers?


  • How Do Mortgages Work for First-Time Homebuyers?

    A mortgage isn’t just a loan; your payment covers more than that.

Why You Should Check Your Debt-to-Income Ratio Before House Hunting


  • Why You Should Check Your Debt-to-Income Ratio Before House Hunting

    Lenders factor in your debt-to-income ratio to determine whether you qualify for a mortgage and how competitive your offer will be.

What You Need To Know About 50-Year Mortgages


  • What You Need To Know About 50-Year Mortgages

    Buyers will have increased flexibility, but risk overextending if they’re not strategic.

Should I Sell My Home During the Holidays?


  • Should I Sell My Home During the Holidays?

    Many sellers wait until spring, but the holidays can be one of the best times to sell. Here’s why this season’s motivated buyers and low competition could work to your advantage.

Warning Signs Your Mortgage Lender Is Overcharging You


  • Warning Signs Your Mortgage Lender Is Overcharging You

    Overpaying on your mortgage isn’t always obvious. Here’s how to catch it before it costs you.

Experience Makes All the Difference

Partner with an agent and mortgage broker who gives you the freedom to focus on what truly matters
Why Hire Us

Buying or selling a home isn’t just about square footage or sale prices. It’s about the next chapter of your life, a decision that’s personal, emotional, and important. Whether you’re looking to buy your dream home, sell your current property, or navigate both at the same time, it’s natural to feel overwhelmed. You need a guide who listens, understands, and walks with you every step of the way with care and strategy.

Without the right guidance, the process can feel uncertain. The wrong advice or timing can leave you chasing missed opportunities, paying too much, or selling for less than your home is worth. As both an agent and mortgage broker, I offer a comprehensive approach that gives you the confidence to make the best decisions for your future. I bring strategic planning, energy, and empathy into every conversation, ensuring you’re supported in every part of the process.

When you work with me, you’re partnering with someone who’s deeply invested in your story. I’ve built and sold a successful real estate company, and as a coach and philanthropist, I’ve dedicated my life to helping others reach their full potential. Whether you’re buying, selling, or refinancing, I understand the neighborhoods, schools, and communities you care about. I tailor my approach to meet your goals with clarity and compassion, offering expert guidance, clear communication, and a strategy backed by market insight and a trusted network of professionals.

So let’s talk. Just a quick conversation about where you are and where you want to go. Together, we’ll create a roadmap to success and take it one thoughtful move at a time.

It’s Not Just What We Offer, It’s How We Deliver

With a complete focus on you, we aim to exceed every expectation
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Custom-tailored strategy that drives results to your unique goals
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Refined negotiation tactics to help you secure the best possible price
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Comprehensive marketing to bring maximum exposure to your home
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Unmatched service that brings clarity, support, and results from day one

Hello! I'm Josh Painter!

Broker

Josh Painter is a real estate broker, mortgage broker, and the author of the book Best Version Ever.

Josh founded Impact Real Estate and the Best Version Ever Community after realizing that most people live a life that others expect of them, not a life true to themselves. Unfortunately, he lived this same life: moving from one job to the next, barely getting by, and at one point almost losing everything.

Since then, Josh has built and sold a successful real estate company, started a charity organization, and lives his Best Version Ever by helping others crush their goals and reach their full potential in all areas of life.

Josh Painter

What Our Clients Are Saying…

"Could not recommend more! Josh and his team made everything so easy to follow and take care of. I grew up in real estate and worked for title and escrow companies so I more then understand the hustle. Selling and buying a home in the middle of summer is challenging enough but they made the process so much smoother! I will absolutely be using them in the future and we highly recommend their services!"

- Alexandria McCray

"My wife and I recently worked with Josh as our mortgage broker, and we couldn’t be happier with the experience. From start to finish, Josh was always on point, guiding us through the home-buying process with professionalism and expertise. He was incredibly knowledgeable and quick to respond to every question we had, no matter how big or small. What really stood out, though, was the level of customer service Josh provided—it honestly rivaled what you’d expect from a five-star hotel. He went above and beyond to make sure we felt supported and informed every step of the way, turning what could have been a stressful process into a smooth and even enjoyable one. If you’re looking for someone who combines industry knowledge with outstanding service, Josh is absolutely the person to call. We’re grateful for all his help and highly recommend him to anyone looking for a top-tier mortgage broker."

- Nickolas Ballard

"Josh Painter and the team at Impact Mortgage are absolutely phenomenal! From start to finish, Josh guided me through the mortgage process with professionalism, expertise, and an unwavering commitment to finding the best financing solution for my needs. He took the time to explain every detail, ensuring I felt confident and informed every step of the way. What truly sets Josh apart is his dedication to his clients and the community. His personal approach, combined with his extensive industry knowledge, made the entire experience seamless and stress-free. Beyond his work in mortgages, I admire his leadership in the community, including founding the Temecula Impact Club and authoring Best Version Ever. It’s clear that Josh strives for excellence in everything he does. If you’re looking for a mortgage broker who is responsive, knowledgeable, and genuinely cares about his clients, I highly recommend Josh Painter and Impact Mortgage. This is a 5-star team all the way!"

- Mark Walker

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