"We have now sold and bought our second home through Josh and his team and yet again…. AMAZING! We HIGHLY recommend Josh."
- Alexandria M.
"I needed a cash-out refinance. Josh was easy to work with, super responsive, and made the whole loan process way less stressful than I expected."
- Matthew B.
"Our house sold in 3 1/2 weeks, and Josh made it so easy for us. He is professional, knows the market, and employs a great team!"
- Laura S.
"I spoke with 3 different brokers before choosing Josh. Not only did he find me the best rates, but he was so easy and, dare I say, fun to work with!"
- Erin G.
Not all mortgages are the same, and the right one depends on your needs. These key questions will help you find the ideal loan.
A mortgage isn’t just a loan; your payment covers more than that.
Lenders factor in your debt-to-income ratio to determine whether you qualify for a mortgage and how competitive your offer will be.
Buyers will have increased flexibility, but risk overextending if they’re not strategic.
Many sellers wait until spring, but the holidays can be one of the best times to sell. Here’s why this season’s motivated buyers and low competition could work to your advantage.
Overpaying on your mortgage isn’t always obvious. Here’s how to catch it before it costs you.
Buying or selling a home isn’t just about square footage or sale prices. It’s about the next chapter of your life, a decision that’s personal, emotional, and important. Whether you’re looking to buy your dream home, sell your current property, or navigate both at the same time, it’s natural to feel overwhelmed. You need a guide who listens, understands, and walks with you every step of the way with care and strategy.
Without the right guidance, the process can feel uncertain. The wrong advice or timing can leave you chasing missed opportunities, paying too much, or selling for less than your home is worth. As both an agent and mortgage broker, I offer a comprehensive approach that gives you the confidence to make the best decisions for your future. I bring strategic planning, energy, and empathy into every conversation, ensuring you’re supported in every part of the process.
When you work with me, you’re partnering with someone who’s deeply invested in your story. I’ve built and sold a successful real estate company, and as a coach and philanthropist, I’ve dedicated my life to helping others reach their full potential. Whether you’re buying, selling, or refinancing, I understand the neighborhoods, schools, and communities you care about. I tailor my approach to meet your goals with clarity and compassion, offering expert guidance, clear communication, and a strategy backed by market insight and a trusted network of professionals.
So let’s talk. Just a quick conversation about where you are and where you want to go. Together, we’ll create a roadmap to success and take it one thoughtful move at a time.
Josh Painter is a real estate broker, mortgage broker, and the author of the book Best Version Ever.
Josh founded Impact Real Estate and the Best Version Ever Community after realizing that most people live a life that others expect of them, not a life true to themselves. Unfortunately, he lived this same life: moving from one job to the next, barely getting by, and at one point almost losing everything.
Since then, Josh has built and sold a successful real estate company, started a charity organization, and lives his Best Version Ever by helping others crush their goals and reach their full potential in all areas of life.
- Alexandria McCray
- Nickolas Ballard
- Mark Walker