<

Get the Most from Your Next Move

5 star rating

"We have now sold and bought our second home through Josh and his team and yet again…. AMAZING! We HIGHLY recommend Josh."

- Alexandria M.

5 star rating

"I needed a cash-out refinance. Josh was easy to work with, super responsive, and made the whole loan process way less stressful than I expected."

- Matthew B.

5 star rating

"Our house sold in 3 1/2 weeks, and Josh made it so easy for us. He is professional, knows the market, and employs a great team!"

- Laura S.

5 star rating

"I spoke with 3 different brokers before choosing Josh. Not only did he find me the best rates, but he was so easy and, dare I say, fun to work with!"

- Erin G.

5 star rating
"We have now sold and bought our second home through Josh and his team and yet again…. AMAZING! We HIGHLY recommend Josh."
- Alexandria M.
5 star rating
"I needed a cash-out refinance. Josh was easy to work with, super responsive, and made the whole loan process way less stressful than I expected."
- Matthew B.
5 star rating
"Our house sold in 3 1/2 weeks, and Josh made it so easy for us. He is professional, knows the market, and employs a great team!"
- Laura S.
5 star rating
"I spoke with 3 different brokers before choosing Josh. Not only did he find me the best rates, but he was so easy and, dare I say, fun to work with!"
- Erin G.

What Are the Hidden Costs of Buying a Home in 2025?


  • What Are the Hidden Costs of Buying a Home in 2025?

    From closing costs to HOA fees, hidden fees can affect your home-buying budget. Learn what to expect and how to budget effectively for a smooth closing.

Should You Trust AI To Price Your Home in 2025?


  • Should You Trust AI To Price Your Home in 2025?

    AI tools offer a quick estimate, but they can’t factor in your home’s unique features.

The Cost of Staying The Same in Real Estate


  • The Cost of Staying The Same in Real Estate

    Staying in place may feel safe, but the cost of staying the same in real estate often comes at the expense of progress, peace of mind, and financial opportunity.

What’s Happening in Southern California’s Housing Market This Summer?


  • What’s Happening in Southern California’s Housing Market This Summer?

    From rising inventory to hyper-local trends, the summer market is changing fast.

What Should You Expect When Selling Your Home This Summer?


  • What Should You Expect When Selling Your Home This Summer?

    Buyers are pickier than ever, so you need to prep, price, and present your home to maximize offers. Start by making small repairs, then depersonalize and deep clean.

What’s Stopping Your Home From Selling This Summer?


  • What’s Stopping Your Home From Selling This Summer?

    If your home isn’t selling, now’s the time to adjust your pricing, improve the condition, and upgrade your marketing before summer interest fades.

Experience Makes All the Difference

Partner with an agent and mortgage broker who gives you the freedom to focus on what truly matters
Why Hire Us

Buying or selling a home isn’t just about square footage or sale prices. It’s about the next chapter of your life, a decision that’s personal, emotional, and important. Whether you’re looking to buy your dream home, sell your current property, or navigate both at the same time, it’s natural to feel overwhelmed. You need a guide who listens, understands, and walks with you every step of the way with care and strategy.

Without the right guidance, the process can feel uncertain. The wrong advice or timing can leave you chasing missed opportunities, paying too much, or selling for less than your home is worth. As both an agent and mortgage broker, I offer a comprehensive approach that gives you the confidence to make the best decisions for your future. I bring strategic planning, energy, and empathy into every conversation, ensuring you’re supported in every part of the process.

When you work with me, you’re partnering with someone who’s deeply invested in your story. I’ve built and sold a successful real estate company, and as a coach and philanthropist, I’ve dedicated my life to helping others reach their full potential. Whether you’re buying, selling, or refinancing, I understand the neighborhoods, schools, and communities you care about. I tailor my approach to meet your goals with clarity and compassion, offering expert guidance, clear communication, and a strategy backed by market insight and a trusted network of professionals.

So let’s talk. Just a quick conversation about where you are and where you want to go. Together, we’ll create a roadmap to success and take it one thoughtful move at a time.

It’s Not Just What We Offer, It’s How We Deliver

With a complete focus on you, we aim to exceed every expectation
Checkmark icon
Custom-tailored strategy that drives results to your unique goals
Checkmark icon
Refined negotiation tactics to help you secure the best possible price
Checkmark icon
Comprehensive marketing to bring maximum exposure to your home
Checkmark icon
Unmatched service that brings clarity, support, and results from day one

Hello! I'm Josh Painter!

Broker

Josh Painter is a real estate broker, mortgage broker, and the author of the book Best Version Ever.

Josh founded Impact Real Estate and the Best Version Ever Community after realizing that most people live a life that others expect of them, not a life true to themselves. Unfortunately, he lived this same life: moving from one job to the next, barely getting by, and at one point almost losing everything.

Since then, Josh has built and sold a successful real estate company, started a charity organization, and lives his Best Version Ever by helping others crush their goals and reach their full potential in all areas of life.

Josh Painter

What Our Clients Are Saying…

"Could not recommend more! Josh and his team made everything so easy to follow and take care of. I grew up in real estate and worked for title and escrow companies so I more then understand the hustle. Selling and buying a home in the middle of summer is challenging enough but they made the process so much smoother! I will absolutely be using them in the future and we highly recommend their services!"

- Alexandria McCray

"My wife and I recently worked with Josh as our mortgage broker, and we couldn’t be happier with the experience. From start to finish, Josh was always on point, guiding us through the home-buying process with professionalism and expertise. He was incredibly knowledgeable and quick to respond to every question we had, no matter how big or small. What really stood out, though, was the level of customer service Josh provided—it honestly rivaled what you’d expect from a five-star hotel. He went above and beyond to make sure we felt supported and informed every step of the way, turning what could have been a stressful process into a smooth and even enjoyable one. If you’re looking for someone who combines industry knowledge with outstanding service, Josh is absolutely the person to call. We’re grateful for all his help and highly recommend him to anyone looking for a top-tier mortgage broker."

- Nickolas Ballard

"Josh Painter and the team at Impact Mortgage are absolutely phenomenal! From start to finish, Josh guided me through the mortgage process with professionalism, expertise, and an unwavering commitment to finding the best financing solution for my needs. He took the time to explain every detail, ensuring I felt confident and informed every step of the way. What truly sets Josh apart is his dedication to his clients and the community. His personal approach, combined with his extensive industry knowledge, made the entire experience seamless and stress-free. Beyond his work in mortgages, I admire his leadership in the community, including founding the Temecula Impact Club and authoring Best Version Ever. It’s clear that Josh strives for excellence in everything he does. If you’re looking for a mortgage broker who is responsive, knowledgeable, and genuinely cares about his clients, I highly recommend Josh Painter and Impact Mortgage. This is a 5-star team all the way!"

- Mark Walker

Photo Wall Image 1
Photo Wall Image 2
Photo Wall Image 3
Photo Wall Image 5
Photo Wall Image 6
Photo Wall Image 7
Photo Wall Image 10
Photo Wall Image 11
Photo Wall Image 12
Photo Wall Image 13
Photo Wall Image 14
Photo Wall Image 15
Photo Wall Image 16
Photo Wall Image 17
Photo Wall Image 18
Photo Wall Image 19
Photo Wall Image 20
Photo Wall Image 22
Photo Wall Image 23